A teenage interest in money, an awkward conversation at Scotia Bank, a detour through political science and the military, and one accounting client who changed the direction of my career. This is the story of how I ended up in retirement planning, and why I still believe the most important question is not how much money you have, but what you want it to make possible.

After years of building a successful business, Heather and Steve had accumulated wealth, property and complexity. Their retirement plan brought the pieces together, uncovered major tax issues and showed them they had more freedom than they realized

A year from retirement, Kevin and Barb had properties, investments and plenty of questions about how to make it all work. Their plan helped them unwind the right assets, reduce lifetime tax and use more of what they had built for travel and time with their daughters.