The Retirement Plan
First, we figure out where you stand, work through the important decisions and build the plan. Initial financial planning ranges from $2,900 to $9,100 for the initial engagement.
CORE PLAN
For a retirement with a reasonably clear direction and a defined set of decisions to work through.
Scope
2 planning meetings
Estimated timeline: 60 days
RETIRE TO PLAN
For when retirement is getting closer, but there is more to explore about what you want it to look like and what your money makes possible.
Scope
4 planning meetings
Estimated timeline: 90 days
Your fee depends on the planning your situation requires. Before we begin, you will know the scope, what is included and exactly what it will cost.
Start with the Retirement Plan. Decide what comes next afterward.
First, we figure out where you stand, work through the important decisions and build the Retirement Plan.
Once that work is done, you decide how much help you want going forward.
For many clients, that means continuing with the Living Plan and keeping the planning relationship going. If you would rather take the plan and manage what comes next yourself, that option remains open too.
And if your needs change later, the way we work together can change with them.
Ongoing planning options
The Living Plan
FROM
$ 3,360
per year
Keep the plan current, coordinated and moving.
The Living Plan keeps the planning relationship going after the Retirement Plan is complete.
We revisit the plan as markets, tax rules, spending and your life change. We help you work through new decisions, update the assumptions behind the plan, and keep an eye out for opportunities that were not there the last time we looked.
We also help keep the moving pieces connected. If a decision affects your investments, taxes, estate or another part of the plan, we can coordinate with the other professionals involved so the advice stays aligned.
The goal is not to rebuild the plan every year. It is to keep it useful, current and connected to the retirement you are actually living.
What’s included:
Two planning sessions each year
An updated retirement plan
An annual look at what you can spend, give and gift
Ongoing planning as new decisions arise
Coordination with your investment adviser and tax preparer
Continued review for planning opportunities
Best for:
You want someone continuing to think about your retirement with you, rather than having to decide for yourself when the plan needs another look.
What can affect the price:
Your exact ongoing fee depends on how much there is to keep track of. We will tell you the number before you decide to continue.
