THE VALUE OF A FINANCIAL PLAN
The fee is small next to what it frees up.
The decisions a good plan informs—when to take CPP and OAS, which accounts to draw down and in what order, what pension option to choose, how to move money out of a corporation—routinely change a retirement by tens of thousands of dollars in tax over the years ahead. Set against that, the fee is modest. What you're paying for isn't a document. It's getting those decisions right, with a CPA thinking them through.
THE FOUNDATION OF EVERY FINANCIAL DECISON
The Retirement Plan.
Your complete, thought-through plan.
Whether you can retire, when, and exactly how to turn your savings into income. The plan is yours to keep, and it includes six months of access to the planning software so you can watch it work.
THE ONGOING OPTIONS
Take it and go
~$2,000
per refresh, as needed
Run with your plan on your own, and come back whenever life shifts for a lighter refresh: where you stand now, and a fresh checklist of what to do next. No ongoing commitment.
Want to keep the planning software on in the meantime? It's $9 a month, entirely optional.
Best for: people who like to handle things themselves and check in now and then.
